Which discharge method requires a signed writing to be effective?

• A. Novation
• B. Release
• C. Accord
• D. Rescission

Answer: (B)

Discharge through a release is the method that typically requires a signed writing to be effective. A release is a contract in which one party agrees to relinquish all claims against the other, and having this waiver in a written, signed document provides clear evidence of the surrender and helps prevent later disputes over what was waived. Without a signed writing, the release may be hard to prove and less enforceable, especially when dealing with settled or disputed claims.

The other discharge methods don’t inherently require a signed writing to work. Novation involves substituting a new party or obligation for the old one and can be created by agreement (often in writing, but not universally required). Accord and satisfaction creates a new agreement to accept different performance to settle a claim, which can occur with or without a writing depending on the context. Rescission is the mutual cancellation of the contract and can be oral or written, depending on the circumstances and governing rules.